Same money, different delivery
A digital card reaches the recipient by email or text, often within moments. A physical card can be wrapped, slipped into a greeting card or handed over in person. The amount is identical, so think about timing, presentation and the person receiving it.
Digital
- Arrives almost instantly.
- Ideal for people far away.
- Stays safe in an inbox.
- No plastic or packaging.
Physical
- Gives something to unwrap.
- Pairs well with a note.
- Suits people who rarely use email.
- Can be handed to a cashier.
Choosing by situation
- Short on time: pick digital so it arrives today.
- Phone-confident recipient: digital fits easily into a mobile wallet.
- Special occasion in person: a physical card feels more personal.
- Older relatives: physical is often more comfortable.
Next steps
Whichever you choose, the same two follow-ups apply. Many physical cards need switching on, so see the card activation page, and keep track of the amount using the balance check page.